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Regularly reviewing your credit reports for errors or inaccuracies and addressing any issues can ensure that your credit history reflects your financial responsibility accurately.

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It is essential to maintain accurate and detailed financial records to strengthen your mortgage application.

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How does my credit history affect my mortgage application? Regardless of employment status, your credit history plays a vital role in your mortgage application.

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mortgage applications

mortgage applications

From income evaluation to credit history, self-employed individuals often have specific concerns and questions.

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Instead of payslips, you will need to provide documents such as tax returns, profit and loss statements, and bank statements.

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mortgage terms

These programs consider alternative documentation and income assessment methods.

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Do I need to use a chartered accountant? Not necessarily, but it can help. Lenders prefer to see accounts that have been prepared by a qualified accountant.

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